In 10 years of coaching women through financial stress, I discovered the truth that most guides skip entirely. Keep reading.
scroll to discoverYou've read the articles. Downloaded the budget templates. Told yourself this month would be different. And still — something stops you. Not laziness. Not lack of discipline. Something deeper.
Well — it is. But it is also about so much more.
In over 10 years of coaching women through anxiety, burnout, and financial stress, I have learned one undeniable truth: the way we feel about money is almost never actually about money. It is about safety. It is about worthiness. It is about the stories we absorbed before we were old enough to question them.
The woman who avoids checking her bank account is not irresponsible. She is afraid. Her nervous system has learned that looking at her finances feels like a threat. The woman who earns well but saves nothing is not foolish. She is running a pattern she learned somewhere along the way — and her body has been carrying that pattern without her permission.
This guide is different from every other financial guide you have read. Before we touch a single number, we are going to work with your nervous system. We regulate before we review. Breathe before we budget. Ground before we face the numbers.
That is not a soft approach. It is a scientifically grounded one. And it is the approach that actually works.
You are not behind. You are not broken. You are exactly where you are supposed to be — and this is the moment everything starts to shift.
— Ivette García, NBC-HWC, MPH
Thrive Mind Body Health
"You are not behind. You are not broken. You are exactly where you are supposed to be — and this is the moment everything starts to shift."From the introduction — Money Mindfulness: 90 Days to Financial Freedom
Here's a glimpse of what's waiting for you inside the 37-page guide. Some content is blurred — because those tools are yours the moment you're inside.
I want to start by saying something most financial guides skip: this is not about the money.
In over 10 years of coaching women through anxiety and financial stress, I've learned one undeniable truth: the way we feel about money is almost never about money. It is about safety...
Your coach's letter
Your Three Core Regulation Tools
Tool 1: The Body Scan — moves attention deliberately through your body to release financial tension without judgment. Most people hold money stress in the jaw, neck, chest, and belly...
Nervous system tools
Understanding Your Money Story
Week 1 — Your money story
Your WOOP Financial Vision Exercise
WISH: What is my financial wish 90 days from now?
OUTCOME: What will it feel like in my body when I achieve it?
Vision exercise — WOOP method
Your Personal Budget Framework
Needs 50% · Wants 30% · Savings & Debt 15% · Guilt-Free Spending 5%
Budget & debt tracker
The Celebration
Day 90 — The celebration
Each phase builds on the last. You will not skip the regulation step — it is the foundation that makes everything else possible.
Three regulation tools you'll use every week before you open a single statement.
Who do you want to become? What does financial security actually feel like in your body?
Budget, debt, and conscious spending — practical tools taught with compassion and zero judgment.
Habits lock in. Daily practices and the mindset tools to keep going when it gets hard.
Said out loud. Three times. Every morning. Right after your regulation practice. Here are the first three — the rest are waiting inside.
I am worthy of financial security. My past does not define my financial future.
I face my finances with clear eyes, a calm heart, and a regulated nervous system.
Every dollar I save is proof that I am changing.
Weeks 4 through 13 are waiting for you inside ↓
Ivette García
NBC-HWC
MPH, Public Health
Financial Educator
10+ Yrs Mental Health & Wellness
Licensed Life Insurance
FL Lic. #G133050
FL & NY
Ivette García is a National Board Certified Health & Wellness Coach with a Master's in Public Health and over a decade of experience helping women untangle anxiety, burnout, and financial stress — at the same time.
Her approach blends neuroscience, behavioral psychology, and compassion. She is also a licensed life insurance agent in Florida and New York — so when she talks about financial protection, she means it practically, not theoretically.
This guide is the exact system she uses with her own clients.
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